🏦 Public Sector Bank Recruitment • All India Posting
IOB Officer Recruitment 2026 – 291 Posts
Generalist and Specialist Officers in JMGS I, MMGS II and MMGS III • Advt. HRDD/RECT/04/2026-27
Application Window Closed:
The online registration has ended on 15th September 2026. You can keep this page safe for your record only, because in future, for any information regarding exam, call letter, result or any new notice, you will have to visit the official website of IOB Careers only.
Corrigendum Dated 2 September 2026:
Indian Overseas Bank (IOB) has made some changes. Post codes 04 and 07 have now been renamed 'Information Systems Audit'. Furthermore, the previous experience requirement for post code 14 has also been removed. Therefore, the old rules for employees retiring or being discharged by September 30, 2026, will no longer apply.
IOB Officer Recruitment 2026 - Quick Answers
| Total Vacancies | 291 |
| Application Mode | Online only |
| Last Date | 15 September 2026 |
| Post Codes | 14 |
| Age Reference | 1 August 2026 |
| Selection | Exam + Interview |
Important Dates
Advertisement Date
28 August 2026
Online Registration Starts
29 August 2026
Fee Payment Window
29 Aug–15 Sep 2026
Online Registration Closes
15 September 2026
💳 Application Fee
SC/ST/PWBD
₹175
All others, including OBC/EWS
₹1,000
Payment mode
Online
Refund
Not refundable
🎂 Upper-Age Relaxation
SC/ST
5 years
OBC (Non-Creamy Layer)
3 years
PWBD
10 years
1984 riot affected persons
5 years
Eligible Ex-servicemen/ECOs/SSCOs
5 years
IOB Officer Vacancy 2026 – Category-Wise Distribution
| Post | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| Manager – Branch Management (MMGS II) | 15 | 7 | 27 | 10 | 41 | 100 |
| Manager – IT (MMGS II) | 10 | 5 | 18 | 7 | 25 | 65 |
| Manager – Information Security (MMGS II) | 1 | 1 | 2 | 1 | 0 | 5 |
| Manager – Information Systems Audit (MMGS II) | 1 | 1 | 2 | 1 | 0 | 5 |
| Senior Manager – IT (MMGS III) | 2 | 1 | 3 | 1 | 3 | 10 |
| Senior Manager – Information Security (MMGS III) | 1 | 0 | 1 | 1 | 0 | 3 |
| Senior Manager – Information Systems Audit (MMGS III) | 1 | 1 | 0 | 0 | 0 | 2 |
| Senior Manager – Database Administrator (MMGS III) | 1 | 0 | 2 | 1 | 6 | 10 |
| Senior Manager – Network Administrator (MMGS III) | 0 | 0 | 1 | 0 | 4 | 5 |
| Senior Manager – Cyber Security Administrator (MMGS III) | 0 | 0 | 1 | 0 | 4 | 5 |
| Manager – Credit (MMGS II) | 8 | 3 | 11 | 2 | 11 | 35 |
| Senior Manager – Credit (MMGS III) | 2 | 1 | 4 | 1 | 7 | 15 |
| Senior Manager – Risk (MMGS III) | 1 | 0 | 1 | 1 | 3 | 6 |
| Assistant Manager – Security (JMGS I) | 3 | 1 | 6 | 2 | 13 | 25 |
| Total | 46 | 21 | 79 | 28 | 117 | 291 |
Reservation Note:
The number of vacancies offered is subject to change, and the seats reserved for Persons with Disabilities (PWBD) are not separate or additional seats. These seats are included within the main categories such as General (UR), Other Backward Classes (OBC), Scheduled Castes (SC), Scheduled Tribes (ST), and Economically Weaker Sections (EWS). This means that whenever a candidate with a disability is selected, he or she will be allotted a seat from the total seats of his or her original caste or category (such as OBC or UR) and will be counted in that category.
PWBD Horizontal Vacancy Position
| Post | HI | OC | VI | ID |
|---|---|---|---|---|
| Manager – Branch Management | 1 | 1 | 1 | 1 |
| Manager – IT | 1 | 1 | 1 | 0 |
| Manager – Information Security | 1 | 0 | 0 | 0 |
| Manager – Information Systems Audit | 0 | 1 | 0 | 0 |
| Manager – Credit | 0 | 1 | 0 | 0 |
| Senior Manager – Credit | 0 | 1 | 0 | 0 |
| Assistant Manager – Security | 1 | 0 | 0 | 0 |
| Total | 4 | 5 | 2 | 1 |
Important Links
How to Apply Online
- Open the IOB Careers page and choose the Generalist / Specialist Officers 2026-27 recruitment entry.
- Select only the post code for which your age, qualification and work experience meet the stated conditions.
- Complete registration with an active email ID and mobile number, then enter personal, category, education and employment details from your records.
- Upload the required photograph, signature, left-thumb impression and handwritten declaration in the prescribed format.
- Review every field before final submission and pay the applicable fee through the online payment facility.
- Save the submitted application and payment receipt for document verification and future reference.
More Than One Post:
If a candidate had qualifications for different posts, they could fill out separate forms for each post code. However, if more than one form was submitted for the same post, only the latest form submitted was considered valid, and all previous forms were rejected.
IOB Officer Post-Wise Eligibility 2026
| Post | Age | Qualification | Experience |
|---|---|---|---|
| 01. Manager – Branch Management | 23–33 | Graduate in any discipline. | 3 years as an officer in a scheduled public or private sector bank, including at least 2 years in branch banking. Scale-I branch-head experience is preferred. |
| 02. Manager – IT | 25–35 | BE/B.Tech in CS, IT, ECE or Electronics & Instrumentation; or MCA; or M.Sc. in CS/IT. | 5 years in IT, including 3 years in Banking/BFSI, with practical exposure to at least one technology area specified by IOB. |
| 03. Manager – Information Security | 22–32 | BE/B.Tech or ME/M.Tech in CS, IT, ECE, Cyber Security or Information Security. | 2 years after qualification covering at least three of the security-testing or red-team areas listed by IOB. Relevant security certifications receive preference. |
| 04. Manager – Information Systems Audit | 22–32 | BE/B.Tech in CS, IT, ECE or Cyber Security; ME/M.Tech in the same fields; or MCA. | 2 years through one of the audit/security experience routes stated in the advertisement. CISA, CISSP, ISO 27001 Lead Auditor or OSCP is mandatory. |
| 05. Senior Manager – IT | 28–38 | BE/B.Tech in CS, IT, ECE or Electronics & Instrumentation; or MCA; or M.Sc. in CS/IT. | 8 years in IT, including 5 years in Banking/BFSI, plus hands-on work in at least one technology area listed for the post. |
| 06. Senior Manager – Information Security | 25–35 | BE/B.Tech or ME/M.Tech in CS, IT, ECE, Cyber Security or Information Security. | 5 post-qualification years across at least three of the security areas named by IOB. Relevant certifications from the stated list are preferred. |
| 07. Senior Manager – Information Systems Audit | 25–35 | BE/B.Tech in CS, IT, ECE or Cyber Security; ME/M.Tech in those fields; or MCA. | 5 years under one of the audit/security routes mentioned in the notice. CISA, CISSP, ISO 27001 Lead Auditor or OSCP is mandatory. |
| 08. Senior Manager – Database Administrator | 28–38 | Relevant BE/B.Tech, MCA or M.Sc. in CS/IT. | 8 years as a DBA, including 5 years in production and 3 years supporting critical Banking/BFSI systems. OCA or OCP certification is mandatory. |
| 09. Senior Manager – Network Administrator | 25–35 | Relevant BE/B.Tech, M.Tech or MCA. | 5 years in network operations with Cisco FTD and Check Point network security exposure, plus one of the networking/security certifications specified by IOB. |
| 10. Senior Manager – Cyber Security Administrator | 25–35 | BE/B.Tech or ME/M.Tech in CS, IT, ECE, Cyber Security or Information Security. | 5 years after qualification in any two of the cyber-security domains listed for the post, such as incident response, SIEM/XDR, application/API security, IAM/PAM, AI security or network security. |
| 11. Manager – Credit | 23–33 | Bachelor’s degree with MBA / PGDBA / PGDBM / MMS in Finance, or CA, or CMA. | 3 years after qualification with a bank or financial institution, including at least 2 years in credit. MSME or corporate-advances experience is preferred. |
| 12. Senior Manager – Credit | 25–35 | Bachelor’s degree with MBA / PGDBA / PGDBM / MMS in Finance, or CA, or CMA. | 6 years with a bank or financial institution, including at least 4 years in credit. MSME or corporate-advances experience is preferred. |
| 13. Senior Manager – Risk | 25–35 | Graduation with the specified finance / risk postgraduate qualification, an accepted master’s degree in Mathematics / Statistics / Economics, or the listed GARP/PRMIA risk credential. | 5 post-qualification years as an officer in Risk, Credit, Forex, Treasury or Finance with a public-sector bank, private-sector bank, NBFC or financial institution. |
| 14. Assistant Manager – Security | 30–45 | Graduate, along with a computer / IT certificate of at least 3 months or a computer-related subject studied during or after graduation. | As revised on 2 September 2026: retired JCO / equivalent with 5 years in JCO rank in the Armed Forces; or paramilitary Inspector-equivalent with 5 years as Sub-Inspector or above; or a Police Officer not below Inspector with 5 years as Sub-Inspector or above. |
Eligibility Cut-Off:
Your age, qualifications, experience, and the validity of any certificates will be calculated and considered as of August 1, 2026. This means that you must have completed your education by this date and your age must meet the eligibility criteria. Also, carefully check the domain and certificate requirements for the postcode you are applying for to avoid any problems later.
Pay Scale, Probation and Service Bond
| Scale | Pay Scale |
|---|---|
| JMGS I | ₹48,480–85,920 |
| MMGS II | ₹64,820–93,960 |
| MMGS III | ₹85,920–1,05,280 |
Pay, Probation & Bond:
In this job, you will receive various benefits such as Dearness Allowance (DA), House Rent Allowance (HRA), and City Allowance (CCA) as per the post's rules. If you are selected for the post of Manager - Branch Management, your probation period will be 6 months, while for Assistant Manager - Security, it will be 2 years and for all other posts, it will be 1 year. Additionally, you will be required to sign a 3-year service bond, the amount of which is ₹2 lakh for JMGS I posts and ₹2.5 lakh for MMGS II/MMGS III posts. Indian Overseas Bank (IOB) can initially post you anywhere in India, and your posting may be changed later depending on operational needs.
Selection Process and Exam Pattern
Online Exam
100 marks
Interview
100 marks
Final Merit
80% + 20%
Branch Management Manager – Scale II
| Section | Questions | Marks | Time |
|---|---|---|---|
| English Language | 25 | 25 | 30 min |
| Professional Knowledge | 75 | 75 | 90 min |
| Total | 100 | 100 | 2 hours |
Exam Pattern for the Remaining Posts
| Section | Questions | Marks | Time |
|---|---|---|---|
| English Language | 25 | 25 | 30 min |
| General Awareness – Banking | 25 | 25 | 30 min |
| Professional Knowledge | 50 | 50 | 60 min |
| Total | 100 | 100 | 2 hours |
Selection Rules:
The scoring system for the IOB (Indian Overseas Bank) exam is quite simple: if you answer a question incorrectly, 25% (i.e., one-fourth) of the total marks will be deducted, but if you leave a question blank, no marks will be deducted. There are two stages to clear the exam—an online test and an interview. To pass the online test, general (unreserved) candidates must score at least 35% marks, and reserved (reserved) candidates must score 30%. To pass the subsequent interview, general (50%) candidates and reserved (reserved) candidates must score 45%.
Documents to Keep Ready
Documents:
You'll need to have a few essential documents ready for the job application form. First, you'll need a valid photo ID (such as an Aadhaar card or PAN card) and proof of date of birth (such as a 10th-grade certificate). Next, keep mark sheets and degree certificates relevant to your education. If you've listed work experience, an experience letter is required, detailing the company name, your designation, length of service, and the specifics of your work. Finally, if you've claimed reservation or age relaxation under caste, economically weaker sections, disabilities, or ex-servicemen (SC, ST, OBC-NCL, EWS, PwBD, Ex-servicemen), you should also have the relevant government certificate.
Frequently Asked Questions
How many vacancies are included in IOB Officer Recruitment 2026?
The recruitment covers 291 Generalist and Specialist Officer vacancies.
What was the last date to apply online?
Online registration closed on 15 September 2026.
Which date is used for checking age and eligibility?
Age, qualification, post-qualification experience and applicable certificate validity are reckoned as on 1 August 2026.
What is the application fee?
SC, ST and PwBD candidates were charged ₹175. The fee for all other applicants, including OBC and EWS candidates, was ₹1,000.
How is the final selection prepared?
The process uses an online examination and interview, with the final merit worked out in an 80:20 ratio.
What changed in the 2 September 2026 corrigendum?
Post codes 04 and 07 use the title “Information Systems Audit”, and the experience condition for post code 14 was revised.
Source & Verification:
Indian Overseas Bank (IOB) has announced recruitment for a total of 291 posts of General and Specialist Officers under Advertisement No. HRDD/RECT/04/2026-27 (as per corrigendum dated 28 August 2026 and 2 September 2026). Reservation and age limit for various categories (22 to 45 years as per the posts) have been fixed. The application process was scheduled from 29 August 2026 to 15 September 2026 through online mode. The pay scale is ₹48,480–85,290 for Junior Management Grade Scale-I (JMGS I), ₹64,820–93,960 for Middle Management Grade Scale-II (MMGS II) and ₹85,920–1,05,280 for Scale-III (MMGS III). The selection process is based on online examination and personal interview. (80:20 weightage ratio), detailed guidelines for which are available on Indian Overseas Bank Careers Page.
